Tax year 2026 · all 50 states
US Remote Work Paycheck & Tax Calculator
Take-home pay for remote employees in any state — federal, state, Social Security and Medicare — plus a side-by-side look at a second state. Nothing you type leaves this page.
Federal: IRS Rev. Proc. 2025-32 · States: Tax Foundation, Jan 1 2026 · FICA: SSA · No sign-up, no upload
Estimate your paycheck
Enter your pay, pick a state, and the whole withholding stack is computed here in the browser — about a millisecond per keystroke.
Your pay
TY 2026Where you physically work as a remote employee.
Same salary, second state’s tax rules.
Determines your federal brackets and standard deduction.
Before any deductions.
Pre-tax; lowers federal and state tax.
Section 125 deduction — still subject to FICA.
More deductions (optional)
Union dues, garnishments, life insurance.
W-4 step 4(c). Prepaid, not extra tax.
For county, city or school-district taxes. 0 if none apply.
Take-home pay
per biweeklyBreakdown
California vs Texas
same salaryCalifornia
$79,901
per year · $3,073.12 each biweekly
Total tax $30,979 · effective 25.8%
Texas
$86,136
per year · $3,312.94 each biweekly
Total tax $24,744 · effective 20.6%
Texas leaves you $6,235 more per year ($239.82 per biweekly).
Income tax in all 50 states
Top rates, brackets, standard deductions and the nine states where wages are not taxed — filtered as you type.
51 of 51 jurisdictions shown · tax year 2026
| State | Structure | Top rate | Standard deduction | Action |
|---|---|---|---|---|
| Alabama AL | Graduated | up to 5% | $4,500 single | |
| Alaska AK | No income tax | — | — | |
| Arizona AZ | Flat rate | up to 2.5% | $8,350 single | |
| Arkansas ARArkansas allows a 2% county/city sales-and-use tax; no broad local income tax. | Graduated | up to 3.9% | $2,470 single | |
| California CAAn additional 1% tax applies to taxable income above $1,000,000 (not modelled). | Graduated | up to 13.3% | $5,540 single | |
| Colorado COTaxable income starts from federal taxable income (after the federal standard deduction). | Flat rate | up to 4.4% | $16,100 single | |
| Connecticut CT | Graduated | up to 6.99% | $15,000 single | |
| Delaware DEWilmington has a 1.25% wage tax; New Castle County a 1.25% county option tax. | Graduated | up to 6.6% | $3,250 single | |
| District of Columbia DC | Graduated | up to 10.75% | $16,100 single | |
| Florida FL | No income tax | — | — | |
| Georgia GATaxable income starts from federal taxable income (after the federal standard deduction). | Flat rate | up to 5.19% | $12,000 single | |
| Hawaii HI | Graduated | up to 11% | $5,544 single | |
| Idaho IDTaxable income starts from federal taxable income (after the federal standard deduction). | Flat rate | up to 5.3% | $16,100 single | |
| Illinois IL | Flat rate | up to 4.95% | $2,925 single | |
| Indiana IN | Flat rate | up to 2.95% | $1,000 single | |
| Iowa IATaxable income starts from federal taxable income (after the federal standard deduction). Iowa school-city income surtax may apply in some districts. | Flat rate | up to 3.8% | $16,100 single | |
| Kansas KSTaxable income starts from federal taxable income (after the federal standard deduction). Kansas cities and counties levy a local option income tax (up to 3%). | Graduated | up to 5.58% | $12,765 single | |
| Kentucky KYLouisville and other Kentucky cities levy a 1–2% occupational license tax. | Flat rate | up to 3.5% | $3,360 single | |
| Louisiana LATaxable income starts from federal taxable income (after the federal standard deduction). Louisiana parishes and cities levy local income taxes. | Flat rate | up to 3% | $12,875 single | |
| Maine METaxable income starts from federal taxable income (after the federal standard deduction). | Graduated | up to 7.15% | $13,650 single | |
| Maryland MDMaryland counties levy a local income tax (2.25–3.20%). | Graduated | up to 6.5% | $6,550 single | |
| Massachusetts MAAn additional 4% surtax applies to very high income (not modelled). | Graduated | up to 9% | $4,400 single | |
| Michigan MIMichigan cities levy an income tax (Detroit 2.4%, other cities ~0.5–2%). | Flat rate | up to 4.25% | $5,900 single | |
| Minnesota MN | Graduated | up to 9.85% | $15,300 single | |
| Mississippi MSTaxable income starts from federal taxable income (after the federal standard deduction). | Flat rate | up to 4% | $8,300 single | |
| Missouri MOTaxable income starts from federal taxable income (after the federal standard deduction). St. Louis and Kansas City levy an earnings tax (1–1.5%). | Graduated | up to 4.7% | $16,100 single | |
| Montana MTTaxable income starts from federal taxable income (after the federal standard deduction). | Graduated | up to 5.65% | $16,100 single | |
| Nebraska NE | Graduated | up to 4.55% | $8,850 single | |
| Nevada NV | No income tax | — | — | |
| New Hampshire NH | No income tax | — | — | |
| New Jersey NJ | Graduated | up to 10.75% | $1,000 single | |
| New Mexico NMTaxable income starts from federal taxable income (after the federal standard deduction). | Graduated | up to 5.9% | $16,100 single | |
| New York NYNew York City residents pay an additional city income tax (up to 3.876%). An additional 0.5–1% tax may apply to earner income in Yonkers/New York City (not modelled). | Graduated | up to 10.9% | $8,000 single | |
| North Carolina NCTaxable income starts from federal taxable income (after the federal standard deduction). | Flat rate | up to 3.99% | $12,750 single | |
| North Dakota NDTaxable income starts from federal taxable income (after the federal standard deduction). | Graduated | up to 2.5% | $16,100 single | |
| Ohio OHOhio has municipal income taxes (often 1–3% in cities). | Flat rate | up to 2.75% | $2,400 single | |
| Oklahoma OKTaxable income starts from federal taxable income (after the federal standard deduction). | Graduated | up to 4.5% | $7,350 single | |
| Oregon ORTaxable income starts from federal taxable income (after the federal standard deduction). | Graduated | up to 9.9% | $2,910 single | |
| Pennsylvania PAPennsylvania has local earned-income taxes (county + municipality, often 1–2%). | Flat rate | up to 3.07% | $0 single | |
| Rhode Island RI | Graduated | up to 5.99% | $16,450 single | |
| South Carolina SC | Graduated | up to 6% | $8,350 single | |
| South Dakota SD | No income tax | — | — | |
| Tennessee TN | No income tax | — | — | |
| Texas TX | No income tax | — | — | |
| Utah UTTaxable income starts from federal taxable income (after the federal standard deduction). | Flat rate | up to 4.5% | $0 single | |
| Vermont VT | Graduated | up to 8.75% | $12,950 single | |
| Virginia VA | Graduated | up to 5.75% | $9,680 single | |
| Washington WA | No income tax | — | — | |
| West Virginia WV | Graduated | up to 4.82% | $2,000 single | |
| Wisconsin WI | Graduated | up to 7.65% | $14,660 single | |
| Wyoming WY | No income tax | — | — |
How the estimate is built
Everything runs in your browser on this page — no account, no API, no upload. Four steps, in this order:
- 01Box 1 wagesGross pay minus pre-tax 401(k)/403(b) deferrals and Section 125 premiums. This is the figure the IRS and your state tax.
- 02Federal income taxBox 1 minus the 2026 standard deduction, then walked bracket by bracket at 10, 12, 22, 24, 32, 35 and 37 percent for your filing status.
- 03State income taxBox 1 minus that state’s own standard deduction and personal exemption, then that state’s brackets. Nine jurisdictions tax no wages at all.
- 04Payroll taxes6.2% Social Security on the first $184,500 of gross, 1.45% Medicare on all of it, plus 0.9% above $200,000 single or $250,000 joint. FICA is charged on gross, so a 401(k) never lowers it.
Not modelled: refundable credits (child tax credit, EITC), bonuses and equity, state disability insurance (California SDI, New Jersey, New York), retirement withdrawals, and head-of-household state schedules — those use the single-filer brackets. Local taxes are your own optional input.
Sources: IRS Rev. Proc. 2025-32 · SSA contribution base · Tax Foundation 2026 tables
box1 = gross − 401k − §125 premiumsfed = Σ bracket bands (box1 − std_ded_2026)state = Σ bracket bands (box1 − state_ded)local = box1 × local_ratess = 6.2% × min(gross, 184,500)medicare = 1.45% × gross + 0.9% × excessnet = gross − withholdings − deductionsQuestions remote workers actually ask
Short answers first, source documents linked.
Is this the same number as my real paycheck?
It is an estimate. Your employer’s payroll system applies the Form W-4 percentage method or a published wage-bracket table, and it may handle bonuses, equity, commission schedules and local surtaxes differently. This calculator takes annual tax liability and divides it evenly across your pay periods, which is close for a steady salary and off for variable pay.
Do remote workers pay tax where they live or where the company is?
As a W-2 employee you are generally taxed by the state where you physically perform the work, not by the state where your employer sits. A handful of states have reciprocity agreements that waive this, and some states tax non-residents on income earned for services performed there. Pick the state you actually work in.
Which states have no income tax on wages?
Alaska, Florida, Nevada, South Dakota, Tennessee, Texas, Washington and Wyoming collect no individual income tax. New Hampshire taxes interest and dividends only — those were repealed in 2025 — so wage income is untaxed there too. Washington’s tax applies to capital gains, not salary.
Do 401(k) contributions reduce my taxes?
Yes. Pre-tax elective deferrals come out of gross pay before federal and state income tax is calculated, so they lower both bills now and are taxed when you withdraw in retirement. They are still subject to Social Security and Medicare tax, and so are Section 125 health premiums.
What tax year does this use?
Tax year 2026. Federal brackets and the standard deduction ($16,100 single, $32,200 joint, $24,150 head of household) come from IRS Revenue Procedure 2025-32; the Social Security wage base is $184,500 per the SSA; state rates, brackets and deductions are the Tax Foundation tables in force on January 1, 2026.
Does anything I type get sent anywhere?
No. Every calculation runs in your browser on this page — there is no account, no API call and no server storing your salary. Clear the page and the numbers are gone.